Pregnant And Cervix Is Low In Hard

In this article we will look special legal regime that governs domestic service. Requirements to be included in it. Extinction of the link. Compensation. Benefits. And other prevailing wage scale.

First, we must clarify that domestic service is excluded from the scope of the Act Contract Labour (see art. 2, L. 20 744), so that its provisions are not applicable regulatory body. Also, domestic service is regulated by Decree-Law 326/56 and its regulatory decree 7979/56.Éste special regime governing domestic service states in its first article, to be considered as domestic service workers must that:

The worker provides services within the domestic and imported no gain or economic benefit to the employer.

a. The worker has at least one (1) month old
b. The worker works at least four (4) days a week. C.
The worker works at least four (4) hours per day.

In the event that a domestic worker performing services in, for example, a doctor, is not applicable to this regime but is governed by the LCT. Thus, the sine qua non, the service, indeed, should be provided in a home. It is also necessary that the worker has worked at least one (1) month, four (4) days per week, four (4) hours per day, all together, otherwise it is considered domestic worker, but the relationship is governed by the Civil Code, so it does not apply even in this regime.

All requirements must occur simultaneously. For example, a worker who works in a home for 6 months, 6 days a week, 2 hours per day, is not considered as domestic service workers who do not meet the requirement of working, at least 4 hours per day. Ditto for the worker who works in a home for 3 months, 3 days a week, 6 hours per day, being in this case, that does not meet the minimum days of work per week: four.

short, if not met with a: is considered an employee under the regime of Contract Law Work, if not satisfied with b, c and d: is considered employed.

without removal of the domestic worker
This special scheme focuses on domestic service without removal or, as commonly known, "in bed." Employees may, of course, to agree with the employer, to live with his family in the home that provides services, and members thereof shall not be considered employees. It also may reduce the salary of the worker under the giving of shelter and food for their families.

then because of its clarity, is reproduced in art. 4 of Decree-law in question:

Clause 4. - All persons employed in domestic service without retirement, enjoy the following benefits:

a) Rest day night of 9 consecutive hours, and that can only be broken by serious or urgent cases. In addition, enjoy a rest period of 3 hours between morning and evening tasks,

b) Weekly twenty-four hours straight or failing two half days per week to fifteen hours after taking into consideration set needs Employee and the employer;

c) A continuous period of annual leave with payment of the fee agreed to:

1) Ten days old when the employer's service is more than a year and not exceeding five years;

2) Fifteen days when the old is more than five years and not exceeding ten;

3) Twenty days when the old is more than ten years

4) During the holiday period, when they have been agreed performance Room and board paid by the employer, the latter may be subject to agreement between the parties. Not reach an agreement the employer, at its option, may replace the aforementioned benefits, or one of them, by their equivalent in money. The employer has the right to set the date of the holiday, and must give notice to the employee with twenty days in advance.

d) sick pay for up to thirty days in the year, as of the date of admission, the employer must ensure that the employee receives the necessary medical care, which will be in charge of the latter. If the disease was contagious, the employee must penetrate in a hospital;

e) The room is furnished and hygienic;

f) healthy and sufficient food;

g) One hour a week to attend their worship services. Domestic workers to enjoy the retirement benefits set forth in subparagraphs b) and c)

Rights and obligations of the parties
The obligations of domestic workers are consistent with common sense and to act in good faith. Specifically, the decree-law establishes duties honesty, respect, maintain confidentiality of private things in the family that the worker could get to take notice as the reason for their work and fulfill their tasks, only to be responsible for damage caused by fraud, fault or negligence.

Failure to comply with these obligations or other injuries that threaten the security, honor or interests, among others, the employer and his family, he holds the possibility of terminating the relationship without notice or payment by severance. Also, the employee may be considered dismissed and entitled to due severance pay and notice, if the employer does not comply with obligations or he or his family ill-treatment given to it.

Extinction of the link.
Compensation From the ninety (90) days, the link can not be dissolved without any notice. The notice shall be five (5) days if the employee had less seniority than two (2) years and ten (10) days if the employee exceeded two years. During the period of notice the employee will be entitled to make use of two hours daily on their behalf with the aim of finding a new job, obviously, must comply with their duties. If the employer fails to grant the termination notice should their compensation and employee, and eventually his family must vacate within 48 hours. It is important to clarify that the duty of unemployment within 48 hours even if the worker remains is created with the right to receive payment of notice and / or compensation, and it has not been made.

Summarizing the above:

From 90 days to 2 years old: 5 days notice or compensation.

From 2 years old and older: 10 days of notice or compensation.

In case of dismissal, and only since a year ago, the worker is entitled to a severance pay of half a month's salary per year of service or fraction greater than three (3) months. This last expression, more than three months, means that after three months in advance is counted as one year for the purposes of calculating severance pay. To be, eg., If labor 1 year and one month, corresponding half pay, in case of working 1 year and 4 months and under two means wages, or, put another way, a salary.

Wage Scale
From November 2008 salaries, which must be paid within ten (10) days in arrears, will be:

FIRST CLASS $ 1,404.00 .- (8am staff retreat)
FIRST CLASS $ 1,565.00 .- (personal without removal 8am)
(governesses, tutors, housekeepers, housekeeper, butler, bridesmaids and nurses)

SECOND CATEGORY $ 1,303.00 .- (8am personal retirement)
SECOND CATEGORY $ 1452.00 .- (person without removal 8am)
(Cooks specialized mucamos / as specialized, specialized nurses, valets and doormen resorts)

THIRD CATEGORY $ 1273.00 .- (8am personal retirement) THIRD CATEGORY
$ 1,142.00 .- (personal without removal 8am)
(Cook / ra, mucamos / as, auxiliary nurses in general for all work, assistant / as, home and gardens)

CATEGORY FOUR
1142.00 .- (Learners generally 14 to 17 years age)

CATEGORY FIVE $ 1,142.00 .- (work by 8am) - $ 8.70 .- (per hour)
(Personnel working daily withdrawal).

minimum wage for support staff in the specialty houses ironing laundry cleaning staff:

work for up to 4 hours per day $ 571.00 .-
Every hour in excess of 4 hours per day is paid in installments of $ 8.70 .-

Concluding Remarks
The domestic worker is also entitled to enjoy an annual salary supplement, known as bonus, or proportional as appropriate.

A Domestic Tribunal under the Ministry of Labour, which may appeal to individual disputes between domestic worker and the employer.

Finally, it is important to remember that domestic workers are governed by this statute, are excluded from the scope of application of the Labor Contract Law. This implies that it will apply its principles, eg. the operator is doubt, the under which to at-doubt that can not be cleared, the interpretation will always be favorable to the worker. This principle becomes important when eg. The paper argues that worked 4 hours, and the employer says he worked 3 hours, here is not going to play, in case of doubt, in favor of the worker, it should certainly prove that the number of hours worked which claims to have worked.

Source: http://www.laboralis.com.ar/

Dressing Table Walnut

Domestic Service Guilds are preparing to demand salary hikes of 2010

Guilds are preparing to demand salary hikes of 2010


The owner of Light and Power noted that discussions will range between 20 and 25%. For the UIA will depend on the level of activity and inflation has

begin discussions Guilds by the peer for the next year and it is estimated that the increases will range between 20 and 25 percent.

This is anticipated the owner of Luz y Fuerza, Oscar Lescano, who said that way the floor to start the talks did not go down that number .

However, the secretary of the Unión Industrial Argentina (UIA), José Ignacio de Mendiguren, said the newspaper Clarín that "real wages grew significantly" in 2009 and remarked that "wage bargaining will depend on the level of activity" and inflation. "

In the first case, the industry showed a rebound is expected that by 2010, continue along this line of growth, while for the second point, follows the rise.

De However, the employer clarified that "the conventions this year are still valid and there is still a stretch to expire.

Each guild began to analyze their own strategies in requests for increases for 2010 and to be seen what will you mark the road to rest.


Source: http://economia.infobaeprofesional.com/

Digital Playground Online Watch Blog

Cristofani: "We have an opportunity that is unprecedented in decades" Maternity

President Banco Santander Rio stressed the desirability to build the international situation and especially the particular regional situation

President Santander Río, Enrique Cristofani said Thursday in the traditional media entertainment to the Bank "there is a need as a country have a common agenda, to get common goals. Achieve consensus on this agenda, the leadership understood in a broad sense, that employers provide their own agenda that can be shared with the rest of the leadership. Because today we have an opportunity that is unprecedented in decades: the demand for food has great potential. "


About Argentina, Cristofani added that "once again has a very good opportunity to take advantage of the international situation but, above all, the particular regional situation. Although in 2009 our country has not escaped the general law regarding the evolution of its economy, the 2010 show some recovery in economic activity where the agro-industrial activity would be again an added boost factor, this time, at the right time of the Brazilian economy. "

relation to the financial system in particular, the executive said that" the agenda of the country should go through further investment, to achieve investment grade: 80% of the economies of the region and are investment grade. In case the investment grade is not a problem of competitiveness for the country. " Global position


"The bank's growth strategy is reflected in an increase of 10 million customers worldwide in 2009 to shift to 90 million, we grow stronger as the number one global franchise much more than 14 offices thousand, the largest bank in the Euro area and Latin America and a strong geographic presence with businesses in 40 countries. "

"Leadership in Latin America and mainly in the Southern Cone is consistent with our vision of the potential of the area. Our group has prepared for the chance to open, the investments made in Brazil with the acquisition of Banco Real and future organic growth by opening 600 branches, as in Argentina through the purchase of the 17 branches of BNP plus you have clear leadership in Chile (share 20%) and Uruguay (18% share), proves it. We are the biggest financial franchise in the Southern Cone and we want to value that competitive edge. " The Argentina


Referring to his participation in the local market, said Cristofani "Banco Santander Rio reaffirms its leadership with market shares around 9.5% in both deposits and savings banking and private sector credit. We have a clear commitment to comply reliably the role of financial intermediaries which is clearly reflected to be number one in the relationship lending to the private sector on private sector deposits. "

"In regard to our social commitment to the country, we reaffirm our commitment to leadership, creating wealth and employment, promoting the development of society and the environment. In this line we are with higher education through Universia and Rio Santander Universities, we have 59 agreements with public and private universities in Argentina and 74 universities associated with the Universia portal, "said the executive.

Finally, referring to the entity that presides Cristofani announced "something that has to do with our vocation to provide, we will launch this week Super Mortgage Spare, for renovation and expansion of housing, with a fixed rate for five years 16% and a fee of $ 248 per $ 10,000 of credit. "


Source: http://economia.infobaeprofesional.com/

Title For 35th Bday Invite

In this article we will explain in detail the rights of women in situations of pregnancy, compensation dismissal and practical considerations.

law in principle prohibits the work 45 days before delivery and 45 days after delivery. However, the employee may elect to reduce their pre-childbirth leave to accumulate leave days postpartum. The license can not be pre delivery less than 30 days, meaning that you can accumulate a maximum of 15 days, so that post-natal leave is 60 days. In the event of a premature birth occurs before the pre-delivery leave, you automatically enjoy 90 days of leave after childbirth. That is, always leave is 90 days, so if after 10 days of leave after childbirth birth occurs, then the worker will have 80 days of postnatal leave.

The worker during pregnancy (pregnancy) should notify their status as authentic, communicating the due date and by providing the employer the medical certificate to attest to this. It is extremely important to make such notification.

Dismissal due to pregnancy shall be presumed, unless proved otherwise, that the employees were dismissed because of motherhood when regardless disposed within the period of 7 months and 1 / 2 before delivery and 7 months and 1 / 2 after birth. In this case, as well as for severance, the employer must pay the employee a special allowance of 13 salaries. It is essential to acquire the maternity protection provided by law, have submitted a notification made explicit in the previous paragraph.

leave
State
After 90 days leave of which we speak, the employee may choose to: a.

Usually return to their tasks. B.

Dismiss employees, becoming a compesanción creditor for services with a value equal to 25% of the compensation of art. 245 for each year of service (see article Compensation for Dismissal / Resignation ) and may not be, this compensation than SMVM ($ 980 today) per year of service or fraction greater than 3 months. To be more illustrative: assuming that the employee's wage for the purposes of art. 245, was $ 1000, this will receive $ 250 for each year of service or fraction greater than 3 months. In the event that your payment is $ 4000, would correspond $ 1000, however, the law prescribes that can not be higher than the Living Wage and Mobile, so you will not get $ 1000 but $ 980 per year of service or fraction greater than 3 months.
To exercise this option, is then necessary to have at least 1 year old. C.

Another option is to go on leave of absence.
The worker may choose to enter a state of absence of not less than 3 months and not more than 6 months, during which not earn wages. Similarly to the previous situation, purpose of exercising the option to enter surplus the state, the worker must have at least 1 year old.

Upon reentering the job, having chosen to enter the surplus the state, the employer may reinstate the worker in the same position they held, or in a position higher or lower, as agreed with the worker .
If the employer does not support the reinstatement of the employee after the leave of absence, it must pay him severance pay for, unless it is objectively impossible to demonstrate a real and reinstate where you only paid the compensation described in the paragraph b.

Some final considerations It is very important to note that the deadline of 90 days of paid maternity leave if the worker has not returned to their tasks and has not provided 48 hours before the end of that license its willingness to enter into a state of absence is presumed to have opted to terminate the link, receiving the compensation that we have detailed above.
During the trial period, as we know, the employer must pay compensation by reason of termination of bond. However, in case of maternity and given the conditions described in this article, if you must pay the special allowance of 13 salaries, because although the law provides that during the trial period the parties should not pay compensation for the termination of this special allowance is a separate institution, which protects a different reality and different purposes. It is not compensation for termination of employment but a compensation is based on the prima facie evidence to the contrary, that the employer has chosen to arbitrarily terminate the link purely and exclusively by the state of pregnancy of the worker.

Finally, the law provides that during lactation, and for no longer than 1 year except for a prescription, the employee shall have 2 breaks of 30 minutes each for this purpose. In the Indeed, given that most facilities do not have maternity wards, it was agreed that the worker, for example, go to work half an hour later and half an hour before withdrawing.

Source: http://www.laboralis.com.ar/

Yellow Sweet 16 Decorations

In this article we will see everything related to: working hours, types of days , overtime, work during the weekend, penalties, compensatory francs, work on holidays and some practical considerations.

The working day comprises all time in which the worker is available to the employer, being that you do not have time to benefit. Under the Law on Labour Day (11,544) its duration must not exceed 8 hours per day or 48 a week, although the decree states that the work can go in a time when a / n day / s in the week that the duration of the day is less than 8 hours. For example, working 9 hours Monday through Friday and Saturday until 13 hours. This will complete 48 hours per week, exceeding this limit must be paid overtime, as if working more than 9 hours in a day.

are

excluded from this scheme: farm work, domestic service establishments in which only members of the family's boss, owner, entrepreneur, manager, director or principal enabled. The employer is entitled to unequal distribution of working hours and the layout of the times, always respecting the 12 hours of rest between rounds.

Next we distinguish the most common types of day:

daytime, night and mixed
The day shift is one that extends from 6 to 21 hours, the night, by exclusion , extends from 21 to 6 hours. When the work is entirely nocturnal, it can not exceed 7 hours per day or 42 hours per week, however this limitation does not apply if rotating schedules in terms of team work. Daytime, as mentioned, can not exceed 8 hours per day or 48 hours per week.

when switching to daylight hours at night, 8 minutes will be deducted for each hour of night work or be paid these 8 minutes overtime (art. 200, LCT). For example, if you work 16 to 23 hours, with that two hours of night work, the possibilities are: to work 7 hours and 44 minutes to work 8 hours and 16 minutes to charge as overtime.

Day
healthy, unhealthy and mixed
For the day is unhealthy, previously, the enforcement authority must declare itself the unhealthiness of it, otherwise it is not possible to talk about unhealthy day. The conference declared unsafe by the conditions of work, not exceed 6 hours per day or 36 hours per week (art. 200, LCT). When healthy to unhealthy alternate hours will remove 20 minutes of work per hour of hazardous work and, in this case, the remove of minutes is not liable to be supplemented by effective work and overtime pay and, as in the case the day-night hours, and that what is sought is to protect the physical integrity of the worker.

More than 3 hours in unhealthy conditions means that whole day is considered unhealthy, even work the remaining hours in healthy conditions. Moreover, in any case the reduction of the day involves the reduction in pay.

Exceptions to
working day are exempt from the work day: a. workers taking place in managerial or supervisory jobs, b. if there is an employment contract for equipment, c. cases that warrant greater labor force in excess of the related day to protect the equipment and facilities for the exploitation (art. 3, L. 11 544)

other hand, is not considered part of the working day the time the employee does not provide effective delivery, being that you can have your time. However, it is considered part of the day the time the employee is partially disposing of his time, who today still affects the information given, and that while pauses in their work, both pending orders could receive as their obligations. For example, is different to the worker who is absent from his workplace for lunch home, that this secretary having lunch at his desk and, while it may slow the pace of their tasks, continue with other tasks such as answering the phone or watch for the arrival of a customer.

Overtime Overtime, or rather known as overtime, is the time it works in excess of the legal day and carries a surcharge of 50% over the regular value when work. In the event that overtime be provided on Saturdays after 13 hours, Sundays or holidays, the surcharge will be 100%.

Therefore, must be paid overtime if:

daytime
is exceed 9 hours a day, but not exceeding 48 hours per week.
be exceed 48 hours per week but does not exceed 9 hours a day.

Day Night
is exceeding 7 hours a day, but not exceeding 42 per week.
be exceed 42 hours per week, but do not exceed 7 hours a day.

mixed Day (daytime-night hours)
When the employer decides not to reduce the 8 minutes per hour of night work. Day

unhealthy overtime is prohibited when the day is unhealthy, except in cases of healthy-unhealthy day at its safe.

is important to clarify that the employee is not required to work overtime except in cases of danger or impending accident or force majeure or exceptional requirements of the national economy or the company. For example, a hotel worker who suffers a fire and then extinguished, must work overtime to clean the place and get it working again, but only insofar as they are in danger, and to get them out of it, the plant, machinery and others.

The overtime limit is 30 hours per month and 200 hours per year as stipulated in Decree 484 of 2000, which returns to the original values \u200b\u200bof 1933 and that these limits had been extended.

Weekly. Overtime and compensatory ex
The weekly rest is one that extends from 13 hours on Saturday until 24 pm on Sunday, that is, a duration of 35 continuous hours. TBI (L. 20 744) establishes a prohibition in principle, of working for the weekly rest, except needs worked, in which case the worker shall be allowed a compensatory rest of equal duration (art. 204, LCT).

When the worker provides services during the weekly rest and the employer fails to grant compensatory franc, the employee may, on the first working day of the subsequent week and through formal communication course with an anticipation not less than 24 hours take the compensatory free. And, the employer is obliged to pay wages to a 100% surcharge (art. 207, LCT).

Clarifications and practical considerations
Since different institutions to be overtime, the ban on work during the weekly rest and the compensatory free, are often confused, we will perform a number of clarifications in conjunction with practical considerations.

The surcharge of 50% or 100%, depending on whether ordinary days, weekly rest and holidays, for overtime, shall be paid when actually work in excess of the legal day. Generally believed that if one works on Saturday to, eg, 20 hours, overtime must be paid 100% by the simple fact of working during the weekly rest. However, if you have not exceeded the legal time (9 or 48 hours), no overtime pay, but involves the compensatory free. Another example, if I fulfill 48 hours a week on Friday, having to work on Saturday, it will pay me overtime, 50% up to Saturday until 13 hours and 100% past 13 hours.

In case of working during the weekend, it is a compensatory ex same extension to the time worked. In the event of the week following the employer fails to grant the same, the worker formally communicating with a notice of not less than 24 hours, you can take the ex-compensatory and, moreover, he will be subject to a surcharge of 100% in salary it worked for weekly rest. So if you work during the weekly rest day without exceeding the legal and has been granted compensatory rest, not for any kind of surcharge. This honest compensation can be total or partial, depending on the time worked during the break week.

If not granted compensatory franc, the worker is entitled to exercise their right from the first working day of the subsequent week and the majority adheres to the doctrine and jurisprudence, until the end of this week thereafter, as the spirit of the law is to protect workers' mental and physical integrity, not their compensation.

Finally, in my opinion, although there are other positions, if you work during the weekly rest day in excess of the legal (overtime correspond to 100%) and then not be granted compensatory franc, being that the worker exercises its right to take it becoming lender at 100% charge, it is computed, therefore, it worked with a 200% surcharge. Still, 100% surcharge for overtime during the weekly rest and 100% for not having given the compensatory free. Subscribe to this view by the fact that the surcharges have their origins in different institutions with different purposes and different effects, so no charges will be considered both making an incorrect reading of the legal nature of these requirements.

Conclusion
is extremely important to know the regulation in terms of working hours. The history of the working day is practically the history of labor law, being that this was the first limitation which fought in the era of the industrial revolution, where the hours were up to 16 hours. The work session was gradually reduced until at 8 am today, so that all people can have 8 hours sleep, 8 hours for work and 8 hours for leisure.

Source: http://www.laboralis.com.ar/

What Does A Brown Mucus Period Mean

Working Day Vs Dolar Pesos

People:

I usually limit myself to my blog show only the news that interest me. But today I found a story in "Professional Infobae" that motivated me to give my opinion on the subject.

According to published news, people are picking up confidence in the local currency "weight" and is selling U.S. dollars to build short-term fixed deadlines. ( http://finanzas.infobaeprofesional.com/notas/89955-Los-ahorristas-se-suben-a-la-bicicleta-y-ahora-venden-dolares-para-pasarse-a-pesos.html )


In my view, this has three Comments:

1 - In the third quarter of last year (2008) the dollar was down, and it was just at the time when most people pass the peso, by paying high rates on term deposits that currency. But in early 2009 the dollar hit a very significant, raising its value above what they could have won betting on Fixed Term Weights in the period.

From my point of view this year is going as well. So I would be careful in any movement they want to do.

an option for those who want to try putting some money in time deposits in pesos can be: "Leave the money they have so far in dollars, and put the money they win from now on in a Peso Time Deposit. This minimizes the risk by diversifying investment. "

2 - The above, coupled with the rate of time deposits in dollars is less than 1% Annual motivate more savers to switch to Pesos. My perception of this is that it is a strategy for FEW and MANY MUCH WIN LOSE MUCH. I say suspicious, but this is what always happens.

3 - For those unaware of Finance say: "Know that the 2009 inflation rate exceeds the rate they are paying for time deposits in pesos. So all we were doing by putting the money in this investment is "Losing Less."


Luis Zuffo

Redlow Cut State Singlets

Savers are uploaded to the "bicycle" and now move to sell dollars for pesos

What was unthinkable a while ago has now become a trend that is gaining strength every day, leaving the greenback, switching to local currency, provide a fixed term short, gain from the repurchase rate and foreign exchange. How much you get? Do keep in time? Ranking

rate

In Argentina everything is possible. And to what is presented as unlikely can become reality with the passage of time.

The Argentines know about changes of scenery. The successive crises they faced the "tanned" against economic and financial storms they faced. The greenback was his great ally to protect against the increased uncertainty.

And in the country of "everything is possible", he began to deepen a trend that was already hinting throughout the second half of the year, unexpected time ago: the advance of a large part of society to disarm its holdings dollars and dump their money in local currency time deposits.

Of course for this phenomenon that individuals first had to convince the U.S. currency was not going to shoot and remain numb, at least in the short term. (See note: "Dollar: the" antidotes "that keep you asleep and that alarms can wake")

And although the rates offered by banks deposits in failing to protect the pockets of real inflation, for least be guaranteed an average of 11% interest then, if necessary, buy foreign currency.

The following table shows the different rates offered by entities:

This race started for much of the depositors - who will not give up part of their purchasing power in the hands of inflation - the deadlines are fixed and the least bad option , and more affordable, to protect of a rise in prices and installed by double digits.

"Both retailers and wholesalers investors look attractive returns on deposits in pesos, both for the stability of the dollar, as interest rates, which imply a gain of more than 11% annually in pesos / dollars "stressed from Econviews, the consultancy led by Miguel Kiguel.

Thus Short term deposits have become a kind of sedative that helps to overcome the current "dollar syndrome still." Bicycle

Creole
iProfesional.com recently anticipated the reappearance of the famous "financial cycle." Those who climb it off their dollars and time deposits, with the intention of obtaining an income that will assure a profit in foreign currency (see note: financial spring greening is accompanied with a fixed deadlines ).

regard, the economist Thomas Bulat noted: "As in which the currency does not move too much, starts to get some income in dollar . That is, if I see that I have a horizon in which the currency is not going to move, I can sell, spend and evaluate local currency to get back and then buy back, which I do a bicycle. But the remarkable fact is that the unit is still value in dollars, there is a change of mentality. And this is how weight becomes a tool to increase my profitability in dollars. " Bulat

also stressed that what is happening now is not a process of dollarization, but a mechanism that uses local currency to get higher returns in other currencies.

"will last a little while, not eternal. But is a good time to take that leap "he said.

In this sense, the economist Gabriel Caamaño Gomez, Joaquin Ledesma & Associates, also warned that the phenomenon is temporary , because "over time people keep saving in dollars."

"Search exploit this context implies that investments are still short term and not exceed six months " said the consultancy run by Kiguel.

investors also are more sophisticated or companies that seek to cover for possible hikes and exchange rate for that agreed between the dollar future contracts. The mechanism is: sell dollar, switching to local currency and deposit those funds in the short term. At the same time ensure the dollar value of the maturity of the investment (formalizing an agreement and paying a premium). Then, with the weights generated by the fixed term cancels the contract agreed upon (future dollar), and obtaining buy back the currency rate difference.

grateful Banks
Across the counter, the celebrated banking system to see how increasing placements.

However, neither show much enthusiasm to attract more deposits and, therefore, tempting savers with a higher rate. So much so, that from late July to date, the interest offered fell about 3 percentage points.

happens that what they receive they can not pay in full, because there is insufficient demand or individuals or companies that, for now, have no mood to borrow.

So what do the authorities?
increasingly provide the State, encouraged by this increased cash flow and inflated by the abundant liquidity in times knew how to keep pre-election phenomenon we knew it this way (see note: " private sector banks do not ask and you took the" gustito "to give the State )

Change everything changes
The turnaround in capital outflows contributed significantly to strengthening this new scenario.

" The key to financial spring in the country is the decline in dollarization portfolio," said Carlos Melconian, head of M & S Consultores.

Indeed, a leak rate of $ s2 monthly 000 million hit to the economy during the first half year, moved to net income as calculated by the consultant Miguel Bein, would be about $ 350 million in October.

Jorge Todesca, Finsoport director and former deputy economy minister, confirmed the change of scenery: "What we're seeing is a process contrary to that we registered a few months ago, in which observed a deposit dollarization." Implications


"The financial system gives greater liquidity makes it easy to provide and contribute to low rates. The effect is positive, "he said Bulat.

Todesca also said that process "is good for both the Central Bank and the country, since it helps reduce the cost of borrowing, which is one of the goals of BCRA."

The former minister predicted that it is likely that the highest monetary authority " continue buying dollars by year-end and emitting , which is favorable because they recover more instruments to assist in an expansionary monetary policy."

regards the future of interest rates, Gabriel Martini, Abeceb.com consulting economist, said that "although the trend is downward, the settings are going to be making progress."

Rodrigo Benitez Alpha Studio economist, agreed: "This new context benefits the Central further progress in building reserves and also to all the banks that would have more loans may reduce interest rates, as happened in the short lines."

This option for the depositors to win with the performance of loans and, if necessary, buy back later greenback is valid provided that the Central Bank encouraged this move to maintain the exchange rate.

And it seems that it will . In short, this transfer (from dollars to pesos), favors the financial system is to reverse a process that lasted two years and represented an outflow of foreign exchange exceeding U.S. $ s42.000 million (from late 2007 until the second half of 2009).

the gesture of the Government helped
The latest report of the Argentine Institute of Finance Executives (IAEF) considered that "the enabling environment in international markets and the favorable expectations that opened the announcement of the reopening of trade with bondholders, led to an inflow of funds from abroad. "

This view is shared by the Econometric consultant: "The lower expectation of devaluation, as a default on government debt National helped to reduce the outflow of capital and encouraged individuals and companies to take positions in domestic financial assets in search of higher yields than those offered by foreign assets. "

is how this new scenario, relocates the deadlines fixed in the center of the scene , compared to U.S. currency displayed well tamed by the Central Bank and also of "doldrums" in the world (see note: countries celebrate but left all by himself the dollar to pay the party ).

"Of course this is not a full dollarization, because we would see a large sales volume and not what we're seeing, "said Gabriel Caamaño Gomez.

What happened in October?
In October, deposits in pesos (including time deposits, savings and checking accounts) increased $ 4,858 million. That is, increased by 3.4% compared to September, reaching the highest increase in the last two years.

Of the three components time deposits were "the little engine" that drove the rise , since these loans expanded by 4.9%, the highest variation since January this year.

In October, the deposits in U.S. currency fell U.S. $ S112 million, equivalent to $ 428 million.

"He, for the first time this year, fixed term deposits in dollars fell from the previous month " espoused Econviews. Ramiro

Castiñeira of Econometrics, gave his view on the subject: "This is leading to signs of recovery. In addition, about 20% of capital inflows to the economy came from the disarmament of foreign currency loans within the financial system. "

Other issues
But it is not only the slightest expectation of what drives devaluation peso deposits. Also affect other issues, both locally and internationally.

Jorge Vasconcelos, IERAL Chief investigator considered that this process is the result of behaviors associated with improved clearance of exports and the brake made in capital flight. "

"In the world of the stock situation improved, and here too. The Government's decision to go ahead with the debt swap generated a change in expectations is reflected in this trend, "Vasconcelos concluded .

Credits go slowly
Meanwhile, since Ecowiews noted that while private sector credit growth remain a month to month, it is moderate when compared with the evolution of deposits.

In this context, "consumer loans took the post as the main drivers of the monthly expansion in the last three months, a role that trade had been met so far in 2009," the report said.

Meanwhile, funding for personal loans or credit cards through rose 3% on average in October and are the only lines that do not slowed from a year past.

From Econviews explained that this behavior occurs "for the children that there are now fears of layoffs, for greater ease of installment, extension of terms, discounts, and to some extent, by lower propensity to save in dollars. "

What about companies?
On the side of companies, they are still reluctant to borrow from the banking system.

Part of this resistance is that in recent months began to recover, albeit slowly, the capital market.

"we are greater movement in the access to this market, where companies find funding through post-dated checks, issuance of bonds, stocks and financial trusts, generally getting longer timeframes and more affordable rates, "said the consultant who directs Miguel Kiguel.

In line with the reduction of deposits in dollars, "said currency loans, equivalent to 15% of private sector credit, fell for the fifth consecutive month (2.3%) and are losing ground to level a year ago (16.6%), "said Work, who also noted that "the dollar loans are primarily concentrated in a single document signing companies."


Source: http://finanzas.infobaeprofesional.com/

Mississauga Cheap Motels

"The prices of the properties were segmented and now depend on each "Along with the new Monotributo

Hugo Mennella, president of CUCICBA bringing together real estate brokers in the City, explains how the market has changed and what is the role of

entity completed a few months ago be implemented in the city of Buenos Aires College of Realtors Single-CUCICBA, "that President Hugo Mennella.


was an outstanding bill for nine years, when by National Law 25028 created the Public Auctioneer career. Since 2007, through a decree, he formed the committee to organize the company and finally the July 15, 2009 was launched.

"The province of Buenos Aires and had his school and this building was important to bring together runners registered," said Mennella to iProfesional.com. Thus, for four months, you can not practice the profession without being registered.

In this context, the manager gave his opinion on the current real estate activity, where the "global crash" appears to be over and the business of buying, selling and building takes up its dynamics.

"The market is subject to various situations. On the one hand, hit the international crisis, and on the other, there was a field effect, which withdrew from the sale. In addition to political instability and uncertainty people are unable to make decisions, "said Mennella. Anyway

considered that, paradoxically, the country emerged favored in comparison to other places, because those who came to the property did not go into debt, lack of credit, thus maintaining balance.

"People did not have to go out and sell to cover the debts and that kept the price level," said the manager.

The biggest impact was on the value of m2 was segmented by region and quality of housing. "Today the cost is defined as the characteristics of each unit," he said.

Thus, the average reference prices begin to evaporate and each property has its own parameters, but in general, there were no casualties but accommodations in the process of renegotiation.

Menella also anticipated increased real estate activity particularly around 2010, when investor to renegotiate the field he retired, taking into account that higher yields are forecast and liquidity can turn to brick.

As the president said entity will fulfill the role of control professional, providing the defense of the college, advice and representation.


Source: http://economia.infobaeprofesional.com/

Using A Flameless Votive In A Paper Lantern

, start the VAT and income tax withholdings

In just over a month starts the first tax collection to fall on small contributors. The officials who exceeded annual limits billing renewed suffer payments of up to 35 percent


Highlights - In just over a month starts the first tax collection which will fall on small taxpayers.
- The heads exceeding renewed yearly limits suffer billing payments of up to 35 percent.

Along with the launch of the new Monotributo, which already has the backing of Deputies, the idea emerges withholdings apply to small taxpayers .

The question hit the monotributistas mechanism, where they exceed the renewed annual breakpoints allowed in respect of transactions conducted with a single client. The initiative, which will become law after approval of the Senate, raised $ 72,000 to $ 200,000 will go for professionals and $ 144,000 to $ 300,000 for other activities.

respect of taxation extra support, the Federal Administration of Public Revenue (AFIP) stated that interim payments applicable from 1 January 2010 will be 35% in the Tax Earnings and 21% in Value Added Tax (VAT).

"The measure is novel, because although the scheme provided for the possibility of establishing a restraint system or perception; never been advanced in this direction," said Cesar Halladjian tax consultant.

"The new system of VAT and income tax withholding applies only small contributors whose operations during the past 12 months exceeded, with respect to a single purchaser, lessee or borrower, the maximum revenue, "he explained.

also from Lisicki, Litvin & Associates , explained that "the suffering monotributistas such deductions shall be excluded from the simplified system and, therefore, comply with their tax obligations and social security schemes for the respective general from the time of the occurrence of such causes. "

A minor problem concerns the legal dispute that triggered the new tool revenue collection. In this regard, Flavia Melzi, Vice President II of the Professional Council of Economic Sciences of Buenos Aires (CPCECABA) warned of "questionable legality of the rule in that, by regulation, is expanding the scope of VAT and income tax."

regime inside
order calculation of the advance, the policy states that earnings retention is calculated on the amount of the transaction is canceled, partially or completely without deduction of any sum applying the rate of 35 percent. In the VAT, retention is obtained by applying the rate of 21 percent.

Moreover, prepayments practiced, monotributistas have for enrolling in the respective duties of the general scheme:

• In Profits: the nature of the deposit.
  
  
• In the VAT: the nature of tax deducted, and in that capacity shall be included in the affidavit of the fiscal period in which retention was performed.

As a little relief, the regulation established a series of concepts that are not considered gross income to determine if the threshold for annual revenue: Tax

• domestic cigarettes.
  
  
• additional emergency tax on cigarettes.
  
  
tax
• liquid fuels and natural gas.
  
  
• Revenue from realization of fixed assets, understood as those whose term of life is greater than two years and both have remained in the ownership of the taxpayer at least twelve months from the date of clearance of the goods.

In turn, the 2616 general resolution makes it clear who should act as withholding agents:

• The buyers, tenants and / or borrowing siempre que los pagos se realicen como consecuencia de su actividad empresarial o de servicio y revistan la calidad de responsables inscriptos, exentos o no alcanzados, en el IVA.
  
  
• Los Estados Nacional, provinciales, municipales y el Gobierno de la Ciudad Autónoma de Buenos Aires.
  
  
• Los colegios, consejos u otras entidades profesionales.
  
  
• Las entidades bancarias que efectúen pagos en cumplimiento de libranzas judiciales.

Reforma integral
En los próximos días, el Senado convertirá en ley el proyecto de reforma integral del Monotributo.

Tal como adelantó iProfesional.com almost a year ago, the project already has half penalty proposed raising the cap on annual turnover of $ 72,000 to $ 200,000 for professional and $ 144,000 to $ 300,000 for other activities.

The initiative also provides for major hikes in the monthly fee to pay. Regarding the pension contribution, will triple the monthly payment, increasing the amount $ 35 to $ 110 , while the amount allocated to the health system goes from $ 46.75 to 70 wt.

addition the tax component, the lowest fee is $ 219 and the highest reach $ 2,880, well above the $ 115 to $ 587 canceling the monotributistas today.

Under the initiative, the new scheme to take into account who is serving:

On the other hand, the values \u200b\u200bto be considered by small contributors who work in the rest of the activities is:

In order to avoid the obsolescence of the stops and values \u200b\u200bto cancel each month, the rotated text Senators AFIP expected to be amended once a year, billing the maximum amounts of accrued vacation the amounts of tax to be paid, for each category, at a rate not exceeding index increase the minimum wage and mobile or mobility index pension benefits, whichever is higher. (Read more: New Monotributo already won initial approval in Deputies )

Source: http://contadores.infobaeprofesional.com/

Nadia Björlin Oops

endpoint for the CUIT and CUIL: now landed" Cuipo "

The new key must be used for all transactions related to the tax system, labor and social security

Although it was already announced more than a year ago, the Government will implement the Unique Identification Code Person (Cuipo), to be used for all transactions related to the tax system, labor and social security, and any linkage of individuals or entities, with the state.

The new code will go down in history for unique identification codes and tax work (CUIL and CUIT). The keys currently in use, are about 30 million, will take the new name without red by their owners.

The Cuil is now issued by the National Social Security (ANSES) for individuals working on dependency, while the CUIT is granted by the Federal Administration of Public Revenue (AFIP) to the authorities, businesses and legal persons in general.

Cuipo
The assignment will be the responsibility of both agencies and issuance impact the two bases.

On the other hand, will be launched, the Authentication Gateway, which will be undertaken by the Ministry of Public Management and work on the site www.argentina.gov.ar . Be used to send requests or complete forms related to procedures of the agencies that adhere to the system, as the order of shifts to manage the interim benefits ANSES.

Thus tend to be a one stop shop " for linking citizens and the State, which will be accessed with security keys have to depend on each government entity. Voice

regard, Minister of Economy, Amado Boudou said timely that "the Cuipo reduces the chances of fraud committed .

Specifically, he explained the code will prevent pension fraud such as the collection family allowances abuse, as the AFIP ANSES and managed a consolidated basis and a record of the worker, which is possible from the existence of a single identification code.

For example, if one person is registered with the AFIP as monotributistas and has number of ID, and also works as a dependent, so that is Cuil, the interrelated databases and consolidated under the Cuipo, avoids risk of fraud where the worker could claim family allowances due, based on existing revenue caps, considering only the relationship dependency.

not be doubts over his children, Links, dependents, data also serve the purpose of the audits of the national treasury.

regard, Boudou hereby also told how the new tool: " A procedure is made to the AFIP ANSES or will be impacting the same database ." In this way, the minister ruled out duplicate entries and even minimizes the possibility of errors inherent in the diversification of these different data bases, which still are available both as CUIL CUIT.

" So, reading that will make both agencies about what is happening with this city is identical , "the official said.

On the other hand, the Cuipo comes into play in controlling fraud on the workers' employment history. Thinking about the future when worker has to retire, Boudou said " Cuipo minimize the impact of the amount of paperwork to do citizen and do not generate added value."

Thus, when a taxpayer has pension contributions in different boxes, will minimize the risk of error and, therefore, of fraud. Data are standardized, the control will be easier, in terms of contributions and requirements and, consequently, the processing of the retirement of individuals would be faster.

Despite all these details, the time to see how you can combat fraud, the questions never cease. How are you going to crisscross the data if, for example, uses a number of Revenue Gross Income or ID, instead of the new Cuipo and belongs to different jurisdictions and powers?. This was responded

Boudou " expected adherence to this system of provinces, in order to further facilitate tasks."

Boudou noted that "there will be a synergy of the state organizations, to provide more services to citizens while improving the quality of databases. The passage of the Cuipo CUIL and CUIT will automatically electronically between ANSES and AFIP. " He added: " The format is identical to CUIT or CUIL nothing but becomes Cuipo . (Read more: With the new Cuipo ANSES has a" master key "to prevent fraud )


Source: http://contadores.infobaeprofesional.com/

Digital Playground App

Applies a new plan of tax payments Working Buenos Aires

The scheme which benefits debtors and preliminary court provides relief of up to 50%. shall be valid until the end of the month

Collection Agency in Buenos Aires (ARBA) has launched a new payment plan for delinquent tax. Those who adhere to

-existing plan until the end of the month-will have access to discounts below those that took those enrolled in the current regime last month.

The scheme covers those who register late payment of property taxes, Automotive, Seals and gross income, whether initiated or not judgments of urgency.

If judicial pay plans, there will be no discount for those on trial for less than a year.

regard to preliminary plans, the bonus will be 50% if paid debt in cash, or 30% if paid in up to 15 installments.


Source: http://contadores.infobaeprofesional.com/

What Is The Purpose Of Writing In Cold Blood

According to figures compiled by the Ministry of Labor's Office work in black represents 43% of industrial relations in our country. That is the work in black? What rights do I have? As a claim? These and other frequently asked questions will be discussed below.

According to the National Employment Act, LNE from now on, it is considered copyrighted work when the employer the worker has enrolled in a. the special book which speaks the Labor Contract Law, LCT, in art. 52; b. Unified Registration System Work. So, of not giving this inscription, the relationship is considered unregistered.

First, unregistered workers do not have the same rights of those registered: false. The rights and obligations of an employee independent of the failure to registration of the employer. Only that in circumstances such as, for example, wage differentials claim, the employee must first show as the link that binds the employer.

Second, what are legal measures planned to proceed with a non-registered? There are two ways to proceed, depending on whether the employment relationship is in force or already extinct. In case you force the employment relationship, the worker may intimate recording based on the SRC and if the relationship extinct, firing through, you can proceed on the basis of the Compensation Act.

National Employment Law Effective
employment relationship, the SRC sets out three possible about the work in black a. relationship is not registered; b. relationship poorly recorded (date of admission falsely recorded); c. relationship poorly recorded (pay falsely recorded). First

unregistered relationship status, the employer must pay compensation of 25% of wages earned since the beginning of the relationship. In situations of false entry date entered, the employer must pay the worker compensation 25% of royalties earned from the actual date of admission to date falsely appropriated. And falsely appropriated to pay the employer has the worker compensation 25% of the compensation earned and not recorded.

However, to be eligible for these benefits, the worker must first become intimate recording to your employer, a copy to the AFIP. And if the employer must register the relationship within 30 days from the intimation of the worker, not shall pay the compensation detailed above.

addition, the law provides important protection for workers who intimated registration: double indemnity in case of dismissal without cause within 2 years. That is, if an intimate recording, you have two years of aggravated damages in the event of dismissal without cause.

In practice, what usually happens is that with an intimation of registration, the employer denied employment relationship, should the worker be considered dismissed, legal action and await the time these imply. In this situation, the compensation would come from 25% + pay double compensation detailed above.

Compensation Act
This law states that compensation for unfair dismissal provided for in Article 245 LCT will be doubled if, at the time of termination of employment relationship is not registered or it is poorly.
On the other hand, this compensation does not stack with those of the SRC. That is, can not proceed past this compensation and discussed, as these laws apply to many different situations: effect relationship (LNE), termination of the employment relationship (Compensation Act).

Conclusion These are the two ways that the law provides for a complaint to a non-registered or recorded poorly. All this without prejudice to other areas to claim and, following the example above, wage differences, as commonly worker black bears salaries lower than those established by law or in the CST.

As always, remember that for any kind of action should be available the services of a professional law because an improper injunction seriously affect the chances of success of our claim.

Source: http://www.laboralis.com.ar/